401k And Roth Ira Contribution Limits 2025 Employer Match. Employer matches don’t count toward this limit and can be quite generous. The irs adjusts retirement plan contribution limits.

The total overall 401 (k) contribution limit for 2025, which includes employer matching contributions and nonelective contributions, is $69,000. The contribution limit on individual retirement accounts will increase by $500 in 2025, from $6,500 to $7,000.